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The City Café

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personal savings rate 94-09The national personal savings rate, which was negative for a time in 2005, has now reached a 15 year high — 6.9.  The personal savings rate is simply the fraction of personal income that is not consumed. The highest levels reached in the last 25 years occurred during 1984 and 85, when savings rates were in the double digits between 10 and 12.

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